Eliminate Ledger Disputes.
Pure Mathematical Trust
For Your Committee.
Dhurmit is the offline-first mobile ledger engineered for community organizers, ROSCAs, Chit Funds, and Dhukuti groups. Track every member's contribution with paisa precision, zero floating-point errors, and instant member transparency.
Replace Chaotic Paper Registers With Absolute Precision
Traditional community committees collapse when hand-written notes get lost, late-fee math causes arguments, or members lose trust. Dhurmit restores harmony.
Manual Headaches & Disputes
- Lost or Torn Notebooks: Misplaced physical registers or water spills erase years of community records.
- Floating-Point Math Errors: Manual arithmetic slips lead to missing fractions and bitter accusations.
- Arrears Confusion: Debating whether a partial cash payment clears this month or last month's penalty.
- Exhausting Phone Calls: Organizers spending entire weekends manually texting and chasing members.
Tamper-Evident Peace of Mind
- Offline-First SQLite: Records stay 100% accessible on your phone, even without cellular coverage.
- BigInt Paisa Precision: Stored as exact integer smallest units (paisa/cents). Absolutely zero rounding drift.
- Strict FIFO Settlement: Payments automatically clear oldest overdue balances and penalties first.
- 1-Tap WhatsApp Receipts: Instant transparent breakdown cards sent straight to members' phones.
Model Your Committee In Real-Time
Configure your group size and contribution to preview monthly pot sizes, rotation cycles, and total capital mobilized.
Calculated Ledger Output
Built Specially For The Reality of ROSCAs
From village bazaar Dhukuti circles to diaspora apartment committees, Dhurmit handles every edge case seamlessly.
Smart Calendar & Geo-Location
Select your country during onboarding to dynamically adapt currencies, time zones, and dual Gregorian / Bikram Sambat calendar dates.
Dual Organizer & Member Portal
Organizers manage the full ledger with payment logs, while members join via a quick bottom-sheet to audit their own dues and payout turn.
Automated FIFO Arrears Flow
When a member pays partially, Dhurmit automatically allocates funds to their oldest outstanding month and penalties before touching the current cycle.
Instant WhatsApp Statements
Generate professional, pre-formatted WhatsApp and SMS receipt summaries with one tap. Keep every participant informed and accountable.
100% Offline-First SQLite
Record payments deep inside vegetable wholesale markets or remote valleys without cellular reception. Auto-syncs seamlessly once back online.
Zero Custodial Liability
Dhurmit does not touch a single rupee or dollar. You maintain physical or bank custody; Dhurmit provides unassailable mathematical records.
